ATB Debit Card
Spend directly from your ATB account with instant alerts and ATM access.
- Contactless payments
- Mobile wallet ready
- Card freeze in app
Cards
Spend securely in USD online, in store, and abroad.
ATB cards combine premium design with smart controls, fraud alerts, virtual cards, spending limits, and support that is easy to reach.
Card lineup
Cards for everyday life, travel, business, and digital payments.
ATB Signature Credit Card
A USD credit card with rewards, travel convenience, and clear monthly statements.
- 1.5% cashback on eligible spend
- Virtual card number
- Travel support
ATB Virtual Card
Create separate virtual cards for subscriptions, online shopping, and vendor payments.
- Set spending limits
- Pause anytime
- Protect your main card
Compare
Choose your best card.
| Feature | Debit | Signature Credit | Virtual |
|---|---|---|---|
| Currency | USD | USD | USD |
| Best for | Daily spending | Rewards and travel | Online control |
| Rewards | Selected offers | 1.5% cashback | Subscription safety |
| Controls | Freeze and limits | Freeze, limits, alerts | Instant create/delete |
Security
Control your card before fraud controls you.
Every ATB card includes real-time monitoring, instant alerts, merchant controls, virtual card options, and emergency support.
Instant freezePIN resetTransaction limitsFraud alerts
Lost card?
Freeze the card in the app immediately, call +233242090940, or visit the support page to request a replacement.
Get card helpBusiness Expense Cards
Issue cards to staff, departments, and project teams with spending controls and clean reporting.
Procurement Controls
Set category limits, approval thresholds, and merchant restrictions for safer purchasing.
Statement Exports
Download categorized card activity for accounting, audit, and tax preparation.
Can I freeze my card?
Yes. Freeze, unfreeze, replace, and limit your card from the mobile app.
Do cards work online?
Yes. Debit, credit, and virtual cards support secure online payments.
Are cards USD-based?
Yes. ATB cards are designed around USD.